/*
Theme Name: Loan by Razia — New York
Author: Mahmud / Loan by Razia
Description: Editable mortgage website for Razia Sultana with native WordPress blocks, nested menus, inquiry management and mortgage tools.
Version: 2.3.0
Requires at least: 6.5
Requires PHP: 8.0
Text Domain: razia-ny
*/
:root{--navy:#142f48;--blue:#304d72;--red:#bd1525;--gold:#bb974a;--ink:#162332;--muted:#596471;--paper:#fff;--tint:#f4f6f8;--line:#dfe4e9;--radius:3px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:120px}body{margin:0;background:white;color:var(--ink);font:17px/1.65 'IBM Plex Sans',Arial,sans-serif}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;display:block}figure{margin:0}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.18;letter-spacing:-.025em}h1{font-size:clamp(34px,3.45vw,54px);font-weight:650;margin-bottom:22px}h2{font-size:clamp(30px,3vw,43px);font-weight:600;margin-bottom:22px}h3{font-size:24px;font-weight:600;margin-bottom:16px}p{margin-bottom:22px}button,input,select,textarea{font:inherit}button,a,input,select,textarea{outline-offset:5px}button{cursor:pointer}.wrap{width:min(1170px,calc(100% - 60px));margin:0 auto}.section{padding:88px 0}.tint{background:var(--tint)}.section> .wrap>h2{text-align:center}.section-sub{text-align:center;color:var(--muted);margin-bottom:45px}.eyebrow{font-size:12px;font-weight:700;letter-spacing:.15em;color:var(--gold);text-transform:uppercase}.lead{font-size:23px;line-height:1.4;font-weight:500}.btn,.wp-block-button__link{background:var(--blue);color:white;border:1px solid var(--blue);display:inline-block;padding:16px 24px;line-height:1.35;border-radius:3px;text-align:center;font-weight:600;text-decoration:none;transition:background .2s,transform .2s}.btn:hover,.wp-block-button__link:hover{background:var(--navy);color:white;text-decoration:none;transform:translateY(-1px)}.wp-block-button.btn{display:inline-block;padding:0;border:0;background:none}.btn.light,.light .wp-block-button__link{background:white;color:var(--navy);border-color:white}.wp-block-buttons{display:flex;gap:10px;margin:25px 0}.text-link .wp-block-button__link,a.text-link{background:transparent;color:var(--blue);padding:0;border:0;text-align:left}.text-link .wp-block-button__link:after,a.text-link:after{content:' →';margin-left:8px}.site-header{height:114px;background:white;display:flex;gap:22px;align-items:center;padding:12px 2%;position:relative;z-index:50;border-bottom:1px solid #f1f2f4}.brand{flex:0 0 185px}.brand img{width:185px;height:82px;object-fit:contain}.main-nav{flex:1}.menu,.sub-menu{list-style:none;padding:0;margin:0}.menu{display:flex;align-items:center;justify-content:flex-end;gap:13px}.menu>li{position:relative;font-size:14px;white-space:nowrap}.menu a{color:var(--ink);padding:10px 0;display:block}.menu a:hover{color:var(--red);text-decoration:none}.menu-item-has-children>a:after{content:'⌄';margin-left:7px}.sub-menu{position:absolute;top:100%;left:0;min-width:245px;background:white;border-top:3px solid var(--gold);box-shadow:0 12px 35px #142f4820;padding:10px 0;visibility:hidden;opacity:0;transform:translateY(8px);transition:.15s}.sub-menu a{padding:9px 20px;font-size:14px;white-space:normal}.menu 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.eyebrow{color:#ecd495}.hero-copy{max-width:630px;padding-right:20px}.hero-art{position:relative;min-width:0}.hero-home{position:absolute;right:0;top:0;width:85%;height:440px;overflow:hidden;filter:brightness(.72)}.hero-home img{height:100%;width:100%;object-fit:cover}.hero-portrait{position:absolute;top:100px;right:100px;width:80%;height:440px;background:#ddd;box-shadow:0 3px 0 #fff}.hero-portrait img{height:100%;width:100%;object-fit:cover;object-position:center 20%}.advisor-card{position:absolute;top:390px;left:-35px;z-index:2;background:var(--navy);padding:23px 25px;border-left:4px solid var(--gold);color:white;width:245px}.advisor-card h3{font-size:23px;margin-bottom:8px}.advisor-card p{font-size:15px;line-height:1.4;margin:0}.intro-row{min-height:355px;padding-top:45px}.advisor-note{width:47%;padding:0 0 35px}.quote{font-size:17px;line-height:1.65;color:var(--muted)}.signature{font-weight:600;color:var(--blue);font-size:14px;border-top:3px solid var(--gold);padding-top:20px;display:inline-block}.start-form{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.start-form select{background:white;color:var(--ink);padding:18px 17px;border:0;min-width:210px;border-radius:3px}.start-form button{background:white;color:var(--blue);border:0;border-radius:3px;padding:18px 20px;font-weight:600}.start-form button:disabled{opacity:.55;cursor:default}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:35px;margin-top:45px}.card{padding:32px 27px;background:white;border:1px solid var(--line);border-top:3px solid var(--gold);box-shadow:0 10px 30px #142f4805}.card p{color:var(--muted);font-size:16px}.card .wp-block-buttons{margin-bottom:0}.six .card{border:none;box-shadow:none;padding:25px 24px 25px 75px;position:relative}.six{counter-reset:service}.six .card:before{counter-increment:service;content:'0' counter(service);position:absolute;left:0;top:25px;color:var(--gold);font-size:27px;font-weight:400;border-bottom:1px solid 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h2{font-size:30px;margin-top:38px}dialog{width:min(620px,95vw);max-height:90vh;border:0;padding:35px;box-shadow:0 20px 100px #0004}dialog::backdrop{background:#12283fcc}.dialog-close{position:absolute;right:15px;top:10px;background:none;border:0;font-size:28px}.dialog-content h2{font-size:30px}.dialog-content .inquiry-form{border:0;padding:0}.preview-ribbon{background:#fff4d7;color:#5e4a1d;font-size:12px;text-align:center;padding:7px}.page-404{text-align:center;padding:100px 0}.site-main:focus{outline:none}.wp-block-group{box-sizing:border-box}.editor-styles-wrapper .home-hero{margin-top:0}.details address{font-style:normal}.details a{overflow-wrap:anywhere}
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@media(max-width:1000px){.site-header{height:90px;justify-content:space-between;padding:10px 25px}.mobile-toggle{display:block;background:white;border:1px solid var(--line);padding:8px 12px}.main-nav{display:none;position:absolute;top:100%;left:0;width:100%;background:white;max-height:80vh;overflow:auto;border-top:1px solid var(--line);padding:15px 25px;box-shadow:0 20px 25px #142f4810}.main-nav.open{display:block}.menu{display:block}.menu>li{font-size:16px;border-bottom:1px solid #eee}.sub-menu{display:none;position:static;visibility:visible;opacity:1;transform:none;box-shadow:none;border:0;padding:0 0 10px 15px}.menu li:focus-within>.sub-menu,.menu li.expanded>.sub-menu{display:block}.menu li:hover>.sub-menu{display:block}.header-actions{margin-left:auto}.home-hero{grid-template-columns:54% 46%;padding:35px 3%;min-height:430px}.home-hero h1{font-size:37px}.hero-portrait{right:10px;height:365px;top:80px;width:95%}.hero-home{height:360px}.advisor-card{top:370px;left:-20px;width:215px;padding:18px}.advisor-card h3{font-size:20px}.intro-row{min-height:300px}.advisor-note{width:48%}.cards{gap:20px}.card{padding:25px 20px}.six .card{padding-left:55px}.six .card:before{font-size:23px}.steps{gap:20px}.footer-grid{grid-template-columns:2fr 1fr 1fr}.footer-grid>div:last-child{grid-column:1/-1}.split{gap:30px}.calc-grid{grid-template-columns:repeat(2,1fr)}}
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@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}
/* Video reference layout — version 2 */
:root{--blue:#384e84}.site-header{position:sticky;top:0;box-shadow:0 2px 7px #182b4312;transition:height .2s}.admin-bar .site-header{top:32px}.header-mini{display:none;align-items:center;gap:9px;width:175px;font-size:11px;line-height:1.45}.header-mini img{width:43px;height:43px;border-radius:50%;object-fit:cover}.header-mini strong{display:block;font-size:12px}.header-mini a{font-size:11px}.site-header.scrolled .header-mini{display:flex}.site-header.scrolled .header-phone{display:none}.site-header.scrolled{height:94px}.home-hero{background-image:url('assets/pattern.svg');background-size:cover}.home-hero h1{font-weight:600}.intro-row{min-height:300px}.services-section{padding:55px 0 110px}.services-section h2,.tools-heading h2,.path-heading h2,.rate-cta h2{font-weight:400;letter-spacing:-.035em;color:#0c0f12}.services-section h2{font-size:44px}.services-section h2 strong,.tools-heading h2 strong,.path-heading h2 strong,.rate-cta h2 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.eyebrow{padding-top:20px}.article-body{font-size:18px;line-height:1.8}#inquiry-dialog{width:min(880px,96vw);padding:0;border-radius:4px}.dialog-close{z-index:5;right:15px;top:14px;color:#43546c}.journey-brand{display:flex;justify-content:space-between;align-items:center;padding:20px 35px;border-bottom:1px solid var(--line)}.journey-brand img{width:165px;height:67px;object-fit:contain}.journey-brand p{font-size:12px;text-align:right;margin:0;padding-right:20px;color:#5f6979}.journey-form{padding:0 42px 20px}.journey-progress{height:5px;background:#e9edf3;margin:0 -42px 25px}.journey-progress span{display:block;background:var(--blue);height:100%;width:0;transition:width .25s}.journey-caption{display:flex;justify-content:space-between;align-items:center;font-size:12px;color:#737e8e;gap:20px}.journey-back{padding:5px 0;border:0;background:none;color:var(--blue);font-size:13px}.journey-stage{min-height:310px;max-width:610px;margin:30px auto 0;text-align:center}.journey-stage h2,.journey-contact h2{font-size:26px;font-weight:500;line-height:1.3;margin-bottom:12px}.journey-hint{font-size:14px;color:#6b7583;max-width:470px;margin:0 auto 25px}.journey-options{display:grid;gap:10px;max-width:380px;margin:24px auto}.journey-options button{display:block;border:1px solid var(--blue);border-radius:2px;background:var(--blue);color:white;font-size:15px;min-height:47px;padding:10px 15px}.journey-options button:hover,.journey-options button:focus-visible{background:white;color:var(--blue)}.journey-field{display:block;width:min(340px,100%);margin:25px auto;text-align:left;font-size:14px}.journey-field input:not([type=range]){display:block;width:100%;border:1px solid #b8c5d6;padding:13px;margin-top:10px;font-size:23px;text-align:center;border-radius:3px}.journey-field input[type=range]{width:100%;accent-color:var(--blue);margin-top:25px}.journey-next{min-width:145px}.journey-contact{max-width:560px;margin:22px auto;text-align:left}.journey-contact[hidden],.journey-stage[hidden]{display:none}.journey-contact label{display:block;margin-top:13px;font-size:13px}.journey-contact input:not([type=checkbox]){display:block;width:100%;border:1px solid #c5cdd8;border-radius:2px;padding:10px;margin-top:5px}.journey-contact .consent{display:flex;gap:9px;align-items:start;font-size:12px;line-height:1.5}.journey-contact .consent input{margin-top:4px}.journey-contact button{margin-top:18px}.journey-disclaimer{font-size:11px;color:#7b8491;text-align:center;padding:20px 0 0;margin-bottom:5px}.journey-error{font-size:13px;color:#ad1426;text-align:center;min-height:20px}.journey-summary{font-size:12px;color:#59677a;padding:12px;background:#f2f5f8;line-height:1.7}.journey-stage small{color:#6b7583}.journey-note{font-size:11px;color:#6b7583;text-align:center;margin-bottom:10px}
@media(max-width:1200px){.header-mini{width:145px}.site-header.scrolled .menu{gap:7px}.illustrated{column-gap:35px}.tools-heading h2{font-size:34px}.staggered-tools{gap:25px}.photo-tool{min-height:400px}.tool-copy{left:20px;right:20px}.tool-copy h3{font-size:23px}}
@media(max-width:1000px){.header-mini{display:none!important}.site-header.scrolled .header-phone{display:block}.site-header.scrolled{height:90px}.illustrated{column-gap:25px;row-gap:45px}.illustrated .card h3{font-size:18px}.tools-showcase{min-height:690px;padding-top:55px}.tools-heading{min-height:160px}.tools-heading h2{font-size:30px}.photo-tool{min-height:340px}.tool-copy{left:16px;right:14px;bottom:20px}.tool-copy h3{font-size:20px}.tool-copy p{font-size:12px}.tool-copy .wp-block-button__link{font-size:11px;padding:11px}.journey-cards{margin-right:0!important}.journey-cards h3{font-size:19px}}
@media(max-width:700px){.admin-bar .site-header{top:0}.site-header.scrolled{height:83px}.intro-row{min-height:0}.services-section{padding:45px 0 65px}.services-section h2{font-size:32px}.illustrated{grid-template-columns:1fr;gap:45px}.six.illustrated .card{max-width:360px;margin:auto}.service-icon{width:85px;height:85px}.illustrated .card h3{font-size:21px}.tools-showcase{min-height:0;padding:40px 0 55px}.tools-showcase:before{width:100%;bottom:0;top:0}.tools-heading{margin:0!important;min-height:0;color:white}.tools-heading h2{color:white;text-align:center;font-size:31px}.staggered-tools{grid-template-columns:1fr;margin:30px 0 0!important;gap:22px}.photo-tool{min-height:350px;width:min(360px,100%);margin:0 auto!important}.photo-tool:nth-child(n){margin:0 auto!important}.tool-copy{left:24px;right:24px;bottom:28px}.tool-copy h3{font-size:27px}.tool-copy p{font-size:15px}.tool-copy .wp-block-button__link{font-size:13px}.path-showcase{padding:55px 0 70px}.path-heading h2{font-size:32px}.path-showcase:before{width:80%;height:55%;bottom:30px}.journey-cards{grid-template-columns:1fr;margin-top:35px!important;gap:22px}.journey-cards .card{max-width:360px;width:100%;margin:0 auto;min-height:260px;padding:32px 25px 20px}.journey-cards h3{font-size:23px}.rate-cta{padding:55px 0 65px}.rate-cta h2{font-size:32px}.inner-hero h1{font-size:34px}.journey-brand{padding:12px 18px}.journey-brand img{width:130px;height:56px}.journey-brand p{font-size:10px;padding-right:18px}.journey-form{padding:0 22px 15px}.journey-progress{margin:0 -22px 18px}.journey-stage{margin-top:22px;min-height:310px}.journey-stage h2,.journey-contact h2{font-size:23px}.journey-options button{font-size:14px}.journey-disclaimer{font-size:10px}#inquiry-dialog{max-height:94dvh}.dialog-close{right:10px;top:10px}.journey-contact{padding-top:0}.journey-summary{font-size:11px}}
.cards.illustrated>.card,.cards.journey-cards>.card{margin-block-start:0!important;align-self:stretch}.cards.illustrated>.card{justify-self:center;width:100%}.illustrated .card h3{min-height:48px}.journey-cards .card h3{min-height:54px}
@media(min-width:1001px){.site-header.scrolled .brand{flex-basis:160px}.site-header.scrolled .brand img{width:160px;height:68px}.action-stack a{white-space:nowrap}}
/* 2.1 — wider presentation, sequenced scroll reveals and interactive cards */
@media(min-width:1001px){.wrap{width:min(1320px,calc(100% - 80px))}.hero-copy{max-width:680px}.home-hero{padding-left:4%;padding-right:4%}.intro-row{min-height:285px}.advisor-note{max-width:620px}.services-section{padding-top:45px;padding-bottom:90px}.services-section h2{font-size:46px}.illustrated{column-gap:60px;row-gap:60px;margin-top:55px}.illustrated .card h3{font-size:22px}.illustrated .card p{font-size:17px}.illustrated .text-link .wp-block-button__link{font-size:14px}.tools-heading h2{font-size:43px}.tools-showcase{min-height:825px;padding-top:70px}.staggered-tools{margin-left:2%!important;gap:40px}.photo-tool{min-height:465px}.tool-copy{left:25px;right:25px;bottom:28px}.tool-copy h3{font-size:28px}.tool-copy p{font-size:16px;line-height:1.45}.tool-copy .wp-block-button__link{font-size:14px;padding:15px 20px}.path-heading{max-width:900px}.path-heading h2{font-size:46px}.path-heading p{max-width:800px;font-size:17px}.journey-cards{margin-right:55px!important}.journey-cards .card{min-height:350px;padding-top:45px}.journey-cards h3{font-size:24px}.rate-cta h2{font-size:46px}.rate-cta .section-sub{font-size:18px}}
@media(min-width:1600px){.wrap{width:min(1440px,calc(100% - 120px))}.photo-tool{min-height:500px}.tools-showcase{min-height:860px}.home-hero h1{font-size:58px}.home-hero{min-height:500px}.hero-home{height:475px}.hero-portrait{height:475px}.advisor-card{top:420px}}
.illustrated .service-icon{transition:transform .35s ease}.illustrated .card:hover .service-icon,.illustrated .card:focus-within .service-icon{transform:translateY(-6px) scale(1.06)}.photo-tool{transition:box-shadow .35s ease}.photo-tool:hover,.photo-tool:focus-within{box-shadow:0 18px 45px #0e21413d}.photo-tool:hover>figure img,.photo-tool:focus-within>figure img{transform:scale(1.075)}.photo-tool .tool-copy .wp-block-button__link{transition:background .2s,transform .2s,box-shadow .2s}.photo-tool .tool-copy .wp-block-button__link:hover{background:#003cc0;box-shadow:0 5px 18px #0002}.journey-cards .card{transition:background .3s,color .3s,box-shadow .3s,translate .3s;position:relative;isolation:isolate;overflow:hidden}.journey-cards .card:after{content:'';position:absolute;inset:0;background:url('assets/pattern.svg') center/cover;opacity:0;transition:opacity .3s;z-index:-1}.journey-cards .card:hover,.journey-cards .card:focus-within{background:#063bce;color:white;box-shadow:0 18px 45px #1f48a840;translate:0 -7px}.journey-cards .card:hover:after,.journey-cards .card:focus-within:after{opacity:1}.journey-cards .card h3{transition:color .3s}.journey-cards .card:hover h3,.journey-cards .card:focus-within h3{color:white}.journey-cards .card .wp-block-button__link{transition:opacity .25s,transform .25s,background .25s;background:white;border-color:white;color:#153364}.journey-cards .service-icon{transition:transform .35s}.journey-cards .card:hover .service-icon,.journey-cards .card:focus-within .service-icon{transform:translateY(-5px)}
@media(hover:hover) and (pointer:fine){.journey-cards .card .wp-block-buttons{opacity:0;transform:translateY(12px);transition:opacity .3s,transform .3s}.journey-cards .card:hover .wp-block-buttons,.journey-cards .card:focus-within .wp-block-buttons{opacity:1;transform:none}}
.motion-ready .reveal-item{opacity:0;transform:translate3d(0,48px,0);transition:opacity .75s cubic-bezier(.2,.65,.25,1),transform .75s cubic-bezier(.2,.65,.25,1);transition-delay:var(--reveal-delay,0ms)}.motion-ready .reveal-item.is-visible{opacity:1;transform:translate3d(0,0,0)}.motion-ready .tools-heading.reveal-item{transform:translate3d(32px,0,0)}.motion-ready .tools-heading.reveal-item.is-visible{transform:none}
@media(max-width:700px){.motion-ready .reveal-item{transform:translate3d(0,25px,0)}.journey-cards .card .wp-block-button__link{background:var(--blue);border-color:var(--blue);color:white}.journey-cards .card:hover .wp-block-button__link,.journey-cards .card:focus-within .wp-block-button__link{background:white;color:var(--blue)}}
@media(prefers-reduced-motion:reduce){.motion-ready .reveal-item,.motion-ready .tools-heading.reveal-item{opacity:1!important;transform:none!important;transition:none!important}.journey-cards .card,.journey-cards .card:hover,.journey-cards .card:focus-within{translate:none}.journey-cards .card .wp-block-buttons{opacity:1!important;transform:none!important}.photo-tool:hover>figure img,.photo-tool:focus-within>figure img,.illustrated .card:hover .service-icon,.illustrated .card:focus-within .service-icon,.journey-cards .card:hover .service-icon{transform:none}}